Interest Free Financing Available
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Flexible Financing Options at Mattress Mike’s

Whether you’re upgrading your main bedroom, furnishing a guest room, or replacing an old mattress fast, our financing partners make it easier to shop with confidence and choose the comfort you need.

Acima

Lease-to-own without traditional credit financing
Acima is best explained as a lease-to-own option for customers who want to shop now and pay over time. Acima states that its program is not a loan, credit, or traditional financing, and that customers can use a purchase option to own the merchandise or terminate the lease at any time without penalty. Acima also says standard agreements can cost more than the cash price if all scheduled payments are made through the full term.

 

Why customers like it

  • Fast path to getting products right away
  • No traditional credit card required
  • Flexible structure with early purchase or return options

Best for
Customers who want a non-credit option and value flexibility, especially if they may want to buy early or stop the lease later

Apply Now

Koalafi

Flexible lease-to-own option
Koalafi is a good fit for customers who want to bring home what they need right away and make smaller payments over time. Koalafi describes its offer as lease-to-own, not a traditional loan or line of credit, and says customers can pay off early to reduce leasing costs.

 

Why customers like it

  • Easy way to get what you need now
  • Designed for customers across a wide range of credit backgrounds
  • Early purchase options may help reduce total cost

Best for
Customers who want a flexible alternative to traditional credit and like the option to own early.

Apply Now

Synchrony

Traditional retail credit with promotional financing
Synchrony is the most traditional option of the group. The Synchrony HOME card is a credit card accepted at thousands of home retail partners and is often used with promotional financing offers. That makes it a strong option for customers who are comfortable using retail credit and want structured monthly payments through a card account.

 

Why customers like it

  • Familiar credit-card style financing
  • Promotional financing may be available
  • Can be used with participating home retail partners

Best for
Customers who prefer a more traditional financing route and want to use a retail credit card rather than a lease-to-own program.

Apply Now

Snap! Finance

More than one kind of pay-over-time option
Snap is a little different because its offering can vary by store. Snap says its branded products may include lease-to-own, installment loans, or retail installment contracts, depending on the merchant and location. Snap also says no credit history is required for some offerings, though it does obtain information from consumer reporting agencies during applications.

 

Why customers like it

  • Flexible pay-over-time choices
  • Good option for customers with limited credit history
  • Product type may vary, which can create more fit depending on the store

Best for
Customers who want a flexible approval path and may benefit from different product types depending on what the store offers.

Apply Now

Why Finance Your Mattress Purchase?

Financing can make it easier to get the comfort and support you need now while keeping your purchase manageable.

Take Home the Mattress You Want Today

Get the comfort and support you need now instead of waiting to replace an old mattress.

Flexible Payment Options

Choose a financing solution that helps fit your purchase into your budget with more convenience.

Simple Application Process

Applying is quick and easy, so you can explore your options without extra stress or confusion.

Sleep Better Sooner

Don’t put off better rest when flexible payment options can help you get started right away.

How It Works

Getting started is simple. Our team can help guide you through the process and answer questions along the way.

1

Shop Your Mattress

Visit Mattress Mike’s and explore mattresses that match your comfort, support, and budget needs.

2

Apply for Financing

Choose from available financing partners and complete the application process.

3

Review Your Options

If approved, review the payment options available and choose the one that works best for you.

4

Bring It Home

Take home your new mattress and start enjoying better sleep without waiting.

Financing Made Simple

Our team is here to make the process easy. If you have questions about financing options, payment plans, or how to get started, we’re happy to walk you through it and help you find the best fit for your needs.

Ready to Get Started?

Visit Mattress Mike’s today to shop our mattress selection and learn more about financing options available in-store.

Visit Mattress Mike’s
Financing options, approvals, and terms vary by provider. See store for complete details.